Financial management studies cover money management and financial planning. Subjects can include investments, assets and liabilities, capital budgeting and diversification. Students may learn about the application of different financial management methods.

Europe is, by convention, one of the world's seven continents. Comprising the western most point of Eurasia, Europe is usually divided from Asia by the watershed divides of the Ural and Caucasus Mountains, the Ural River, the Caspian and Black Seas, and the waterways connecting the Black and Aegean Seas.

Certificate programs, which can be earned in about a year, consist of academic classes that are offered at different skill and ability levels. Undergraduate as well as graduate students, depending on their field of study, may obtain certificates.